May 11 2016
Making the perfect Credit Card Transfers
Introduction to credit card Transfers:
The general public use credit cards to pay off their existing payments on other cards. This is a great trick that you can use to repay debts off your second card. Next month you can roll off the payment by using the first card. Using this rolling technique, you can repay all your debts that are within your capacity of your credit card. In this section we will take a look at how to make the perfect credit card transfers so that you are not caught up in any financial mess.
How to go about credit card transfers:
Choose zero interest credit cards
It is necessary to choose a credit card that has a zero interest rates for their bank transfers. This privilege will allow you to make transfers without paying a fee. This offer is an introductory offer that is available on many credit cards for a stipulated amount of time that ranges from 9-15 months. No fees will be applied on your credit card transfers. There are some introductory offers that will have 0% interest fees on purchases.
- Make a Call
Need to make the perfect credit card transfer? Why not call up your customer service representative agent to find out more about this fact. They have more information on this topic which will be handed down to you in a more practical way. They will be able to guide you through the entire process. Calling or live chats are the best way to communicate with them rather than mailing.
- Never use it
If you are looking towards saving more money and save on multiple credit card transfer interest rates the best way to do so is never resort to paying through credit cards. Always use cash since it is the best means of payments which will not incur an interest rate on your purchases.
- Luring offers
There will be many offers that pop up in your message inbox. These offers will refer to 0% interest fees and other credit card transfer attributes. Never fall for these lures if you plan to save in the long run. This way you will be able to save on the multiple interest rates you pay while making credit card transfers.
Credit Card Transfers for a Better Credit Score:
Along with the potential of purchasing with your credit cards, you should also take a look at improving your credit scores. Paying your balance every year will not affect your credit score in a positive way. The best way to increase your credit scores is to pay off your balances every month so that a revised and updated credit score will be registered against your name. Never purchase new credit cards to pay off existing bills on your previous cards. These credit card transfers can be tracked back to you and you will lose a huge chunk of your credit score and be stripped off your privileges once caught by the banks.